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- 77 City Centre Dr Suite 150, Mississauga, ON L5B 1M5
- rushi@clovermortgage.ca
- +1 (647) 704-8718
Becoming a homeowner cannot get easier—explore our loan programs for first-time homebuyers and apply for one today!
Purchase your first investment home with our loan, move out after a year, rent out or sell it and start minting money whilst you sleep!
Finance the purchase of a new house with our loan and rent it out to generate a sustainable source of income in the long term.
Obtain a loan for commercial property purchase—expand your business and be at the forefront of market competition.
Introducing Rushi Parikh,
a distinguished Residential Mortgage Agent in Mississauga. Holding degrees in
finance and engineering, Rushi combines analytical prowess with problem-solving
skills honed through years of industry experience. Proficient in facilitating
new home purchases, refinancing, second mortgages, private loans, and more, he
embodies the commitment to promises, embodying the ethos of ‘when we say yes,
we stand behind our promise!’.
Rushi Parikh is a finance and engineering graduate with a strong interest in personal finance. He has a solid analytical foundation as well as exceptional problem-solving abilities gained through years of education and industry* expertise.
Mr. Parikh has assisted customers with new house purchases, refinances, second mortgages, private loans, and other financial transactions.
With his desire and hustle to achieve, he has exemplified the motto – when we say yes, we stand behind our promise!
I can find the perfect mortgage for you! Clover Mortgage is the most recognized and trusted mortgage brokerage in Canada and as a Clover Mortgage professional, I have the expertise to get the Right Mortgage for your immediate and future needs. I work for you, not the banks, and provide unbiased guidance in your mortgage decision. We work with over 60 lenders (some offered exclusively through brokers) so you have the choice, convenience and great counsel that you deserve!
You can find the answers to the majority of your queries on the Frequently Asked Questions page.
A high-ratio mortgage is essentially a kind of loan that a borrower may obtain against an obligated property and it amounts to over 80% of the lending value of that piece of real estate.
To put things into perspective, if the present financial worth of your house is $1 million, your high-ratio mortgage will be anything over $0.8 million.
The high net worth program is ideal for individuals with a low reported income albeit having ample liquidity for mortgage repayments. Banks are likely to finance as much as 65% of the purchase price of the property that you are contemplating purchasing even if your monthly income does not meet minimal eligibility criteria for the same concerning home loan repayments.
Refinancing your current mortgage allows you to benefit from switching to a low interest offered by your new lender, access the equity that your house has accumulated over time, and consolidate any high-interest debt.
Private mortgages are essentially short-term solutions—typically one to three years—to help borrowers accomplish their immediate objectives whilst they improve their credit and/or address any unforeseen financial emergencies.
The qualifying rate is the rate that lenders compute beforehand to assess whether you would be able to afford a mortgage or not.
We are available five days a week over the phone during business hours and will revert within twenty-four hours after receiving your email.
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